Learn how to start building credit at 18 and secure your financial future. Understand the importance of credit, how credit scores work, and practical steps to take. Develop a budget, prioritize saving, and build an emergency fund. Become an authorized user or open a secured or student credit card. Manage credit utilization, make on-time payments, and avoid high interest debt. Use credit for everyday expenses and diversify credit types. Monitor your credit and correct any errors. Seek professional guidance if needed. Start your credit journey early and achieve your financial goals.